North Dakota Bank of North Dakota

Hiring Range: $57,853 - $72,309Location: This position may be located in Bank of North Dakota's Bismarck office location; or has the option to work remotely while located within the State of North Dakota.The selected candidate will assist in streamlining the loan workflow process by coordinating with lead banks, BND business bankers, credit analysts, and BND loan servicing associates, while acting as a secondary point of contact for incoming calls and e-mails from lead banks as it relates to the business banker portfolios. This position will also be responsible for obtaining and organizing credit documentation to prepare file for underwriting, generating correspondence and documentation checklists, coordinating loan funding with lead banks and BND loan servicing associates, and processing ongoing loan documentation. An expanded level of knowledge in commercial loan and collateral documentation is required to perform these tasks. The selected candidate will work closely with BND business bankers researching discrepancies, communicating program eligibility and parameters, and fostering the partnerships with lead banks through positive interactions. This position may be required to provide additional office support as necessary.The desired candidate must have the ability to work on multiple loan files simultaneously. They must be able to adjust priorities to changing circumstances and maintain quality in a fast-paced atmosphere. A significant level of trust and diplomacy is required, in addition to courtesy and tact. Work involves extensive interaction with others, internal and external, and requires influencing and training others.

Minimum Qualifications

This position requires an associate degree in finance, business, or a closely related field of study and three years of work experience in commercial, agriculture, or real estate loan documentation or lending. Additional work experience as described may substitute for the education requirement on a year-for-year basis. The hiring authority may underfill as a Business Banking Associate II if the applicant pool dictates. Level two requires an associate degree and 18 months of work experience in banking. Hiring range is $48,949 - $61,190.

Preferred Qualifications

Knowledge of banking software systems to include documentation preparation systems and documentation imaging software.Excellent interpersonal and communication skills and demonstrated ability to work in a team environment with diverse colleagues and customers.Proven capability to handle multiple high priority tasks.Previous experience with loan file review.

About Team ND

"Far and away the best prize life offers is the chance to work hard at work worth doing." - Theodore RooseveltMore than 7,500 talented, hard-working people across sixty-three agencies have come together as Team North Dakota. At Team ND, we are driven to succeed through gratitude, humility, curiosity and courage. Our purpose is to empower people, improve lives, and inspire success. Join us in being legendary.Total Rewards: The State of North Dakota is committed to providing team members with a strong and competitive rewards package that support you, your health and your family.Considering a new position on Team ND? How does your current position stack up? Use our Total Rewards Calculator to estimate.

Equal Opportunity Employer

The State of North Dakota and this hiring agency do not discriminate on the basis of race, color, national origin, sex (including sexual orientation and gender identity), genetics, religion, age or disability in employment or the provisions of services and complies with the provisions of the North Dakota Human Rights Act.As an employer, the State of North Dakota prohibits smoking in all places of state employment in accordance with N.D.C.C. Sect. 23-12-10.

This position will serve as a primary contact for financial institutions and will manage a loan portfolio. This role is responsible for building relationships with financial institutions as well as internally with related departments and be responsible for representing BND through community involvement and industry events.Market Analysis/Outreach:Responsible for building strong relationships with financial institutions in the assigned market. This position will educate financial institutions on BND products and services and will be responsible for identifying needs and how BND products and services can meet those needs.Increase BND's visibility in the banking community.Attend various banking and related meetings to communicate BND's services and role in the state's development.For non-credit needs, position will function as a liaison between BND internal service areas and various financial institutions, collaborate on presentations and help facilitate meetings.Portfolio Management:This position requires fielding calls from financial institutions on major service issues and collect on-going information.Work with originating lender on modifications to existing loans.Review loan files for documentation deficiencies and exceptions.Maintain delinquency records, problem loan strategies, and loan files.Contact originating lender to provide assistance and guidance in resolving delinquent and workout credits.Maintain, complete, or review necessary computer input records. Credit Analysis/Approval:Analyze financial data for credit worthiness, may include spreading financial statements as necessary, calculating ratio and cashflows, and discussing with originating lender.Verify loan requests are within the program guidelines and overall mission of the bank.Verify loans are structured and maintained to provide profitability and minimize risk to the bank as well as recommend approval or denial of loan requests to senior management on those requests in excess of business banker's individual lending authority.Make loan presentations to various loan committees depending upon the size of the credit request.Review commitment or rejection letters to originating lenders.Responsibilities include structuring credits, taking loan applications, obtaining financial information, performing site inspections, negotiating rates and fees (service and origination), managing the loan closing package and follow-up on outstanding items in conjunction with the Loan Administration and Credit Administration areas in the loan approval process.The candidate will be authorized to make loan approval decisions up to current established lending limit thresholds. Incumbent may be required to work extra hours, as needed, for delivery of special projects or to meet deadlines.Overall, job-related decision making is guided by bank personnel, loan and compliance policies, association data, federal and state laws and regulations, senior management influence and through acquired banking experience.

Minimum Qualifications

This position requires an undergraduate degree with specific emphasis in accounting, banking and finance, business administration, or economics and at least seven years of commercial lending experience. Additional years of lending experience may substitute for the degree requirement on a year for year basis. Must have the following competencies: Presentation skills, drive for results, self-development, customer focus, ethics & values, negotiating skills, decision quality and functional/technical skills.

About Team ND

"Far and away the best prize life offers is the chance to work hard at work worth doing." - Theodore RooseveltMore than 7,500 talented, hard-working people across sixty-three agencies have come together as Team North Dakota. At Team ND, we are driven to succeed through gratitude, humility, curiosity and courage. Our purpose is to empower people, improve lives, and inspire success. Join us in being legendary.Total Rewards: The State of North Dakota is committed to providing team members with a strong and competitive rewards package that support you, your health and your family.Considering a new position on Team ND? How does your current position stack up? Use our Total Rewards Calculator to estimate.

Equal Opportunity Employer

The State of North Dakota and this hiring agency do not discriminate on the basis of race, color, national origin, sex (including sexual orientation and gender identity), genetics, religion, age or disability in employment or the provisions of services and complies with the provisions of the North Dakota Human Rights Act.As an employer, the State of North Dakota prohibits smoking in all places of state employment in accordance with N.D.C.C. Sect. 23-12-10.